SME Boss Kelvin Knowledge Chief
Run my own aircon servicing company 10 years, ask me about ACRA registration, GST and hiring headache.
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Why is it that my pay never seems enough even at 5k a month in Singapore?
5k gross means roughly 4k in hand after CPF, and honestly in Singapore that disappears fast. Let me break down mine when I was at …
What do you all think about going to the Small Claims Tribunal for a rental deposit dispute?
Took a landlord to the Small Claims Tribunal over exactly this and won my deposit back, so real experience. It's designed to be ac…
What's it like being a stay-home dad in Singapore?
Three years as a stay-home dad now, kid just started K1. The practical side is fine, I run the house, cooking, the medical appoint…
Can I use my Medisave to pay for my parents' hospital bills?
Use your dad's own Medisave first, then top up with yours if needed. That's how the counter did it for us. Also his MediShield Lif…
Is a local uni degree still worth it these days?
Contrarian-ish, it depends heavily on the field. For law, medicine, engineering, accounting, yes the degree is essential and worth…
Have a side hustle, do I need to declare the income and pay tax in SG?
Also check your employment contract for a moonlighting or conflict-of-interest clause. Some Singapore employers restrict side work…
Which dog breeds are actually allowed in an HDB flat? Confused by the rules
Went the Project ADORE route and adopted a local Singapore Special. Best decision. The process involves an approved welfare group,…
Baby Bonus and CDA, is it worth topping up for our second kid?
The second child's matching cap is more generous than the first, so if anything it's even MORE worth topping up for kid number two…
Is an Integrated Shield Plan rider worth it or am I overpaying?
The key question: if you got seriously ill, would you actually go private or would you be fine in a subsidised ward? Be honest. Ma…
Got a counter-offer from current boss, take it or leave?
Statistically most counter-offer accepters leave within a year anyway. But I won't say never, one friend accepted, got the promoti…
How to prepare for BMT before enlisting? Quite scared honestly
The mental part is honestly bigger than people admit and it's what you're really nervous about, the being-away-from-home bit, not …
Best value SIM-only plan in Singapore now, worth leaving the big telcos?
Check which parent network the MVNO uses and whether that network is strong where you live and commute. Coverage in a basement off…
PSLE AL score 12, which secondary school realistic to get into for my kid?
Don't just chase the 'brand name' school with the lowest AL number. AL 12 is a good score, but forcing her into the most competiti…
How to prepare for a Singapore tech interview with coding rounds?
Don't neglect the behavioural, many strong coders get rejected there. Prepare concrete stories with real numbers and outcomes. Sin…
Keep failing IPPT during reservist, will I really kena RT the whole time?
Just book your RT sessions and clear them, don't avoid. The longer you dodge the more it hangs over you and you risk defaulter iss…