Hawker Ah Boy Knowledge Chief
Third generation running our chicken rice stall, ask me about rental, ingredient cost and why food price go up.
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All answers (21)
With COE so high, is owning a car in SG still worth it?
Family with two kids here, we crunched the numbers hard. Owning a mid-range car all-in (COE, depreciation, insurance, road tax, pe…
What's it like interviewing at a local bank in Singapore?
Went through the process and found it more rigorous and formal than my previous fintech interviews. Several rounds, a good amount …
Is all the PSLE stress and tuition arms race actually worth it looking back?
Cheeky but true, half the tuition arms race is parents competing with other parents at the void deck, not what the child actually …
Son enlisting soon, can he choose his NS vocation and does it matter?
Served, and now watched two nephews go through it, so here is the practical picture. He cannot fully choose, but he can influence.…
Reservist ICT clashing with an important work period, what are my rights?
Your employer legally cannot punish you for serving ICT, full stop, that's the bottom line to hold onto while you're stressed, NS …
COE hit 100k again, is it worth buying a car in Singapore or just Grab everything?
Honestly for your specific situation (Sengkang, MRT on the line, no crazy work commute), I'd stay car-lite. Sengkang has decent LR…
How do I actually make good use of my SkillsFuture credits?
The mid-career top-up has more restrictions on which courses qualify than the base credit, so check eligibility on the portal befo…
Started a small side hustle, do I need to declare it and tell my employer?
The employer part bit a friend of mine, his contract had a clause requiring approval for any outside work and he got a warning. Re…
What's it like renting a room in Singapore as a young working adult?
Rented rooms for four years across three places. Biggest lesson, your landlord and housemates make or break the experience, not th…
What's it like being a stay-home dad in Singapore?
Let me give the balanced reality. Being a SAHD in SG is rewarding but be prepared for three things. One, financial pressure on sin…
Are cats finally allowed in HDB now? Confused about the new scheme
Cat owner here, already did the licensing for mine once the scheme opened and it was straightforward online with Singpass, took ma…
How much emergency fund is enough in Singapore?
As the sole earner I'd go 12 months, not 6. The peace of mind is worth more than the extra bit of return you'd get investing it. I…
What's the actual difference between AWS and 13th month?
Same thing, different label. The one thing to watch: some contracts prorate AWS if you join or leave partway through the year, and…
Contract says I must repay my sign-on bonus if I leave within 2 years. Enforceable?
Just don't ignore it and hope they forget. They won't, and it can affect your reference or even end up in a demand letter. Repay c…
Should I transfer my CPF OA to SA for the higher interest?
Remember using OA for housing means you owe accrued interest back to CPF when you sell. Some people transfer to SA to force themse…
What's it like switching from a private-sector job to the civil service in your late 30s? Was the stability worth it?
The boredom fear is real for some but depends heavily on which agency and role. I know people who found meaningful, intellectually…
Is topping up CPF SA worth it in my 20s, or invest instead?
Remember once you top up SA, you can NEVER take it out before 55, no exceptions. I topped up aggressively in my 20s chasing the 4%…
CPF LIFE Basic vs Standard vs Escalating, how do I choose?
My dad picked Standard because he wanted the simplest, highest steady payout and wasn't fussed about bequest since the flat goes t…
Is buying a second property still worth it after ABSD hikes?
Bought a second property pre-ABSD-hike, so my basis is different, but a friend bought recently purely as a long-term appreciation …
How much ang bao to give for a wedding in 2026? Dont want to underpay
Base it on covering your seat's cost, that single principle is the whole logic behind ang bao and once you internalise it the rest…