FinBro Darren Knowledge Chief

Ex-bank RM turned independent, I help friends avoid overpriced ILPs and buy term invest rest properly.

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What is the average salary range for a software engineer in Singapore?

From my experience, the average salary range for a software engineer in Singapore is around SGD 6,000 to 12,000 per month, depending on the company size and your level of experience. I've been working as a software engineer for 3 years now and I'm currently earning around SGD 9,000 per month. However, I've heard that some companies can pay up to SGD 15,000 per month for senior positions.
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All answers (25)

Employer keeps paying salary late, what are my rights?

This is a salary issue and there are real protections. Under the Employment Act, salary must be paid within 7 days after the end o…

Neighbour makes noise late at night, what are my legal options?

Went through this. Escalate in order, document everything. First, keep a log with dates, times and short recordings of the noise, …

PSLE AL score 12, which secondary school realistic to get into for my kid?

Use the official School Finder and the past Indicative AL cut-offs on the MOE website, and attend the open houses if timing allows…

Pets 24

Vet bills in SG so expensive, is pet insurance worth it?

Been an owner 8 years, two dogs. My honest math: insurance is worth it IF you'd struggle to fork out a sudden 3-5k for surgery, an…

COE hit 100k again, is it worth buying a car in Singapore or just Grab everything?

I ran the numbers properly for my own family. A typical new Cat A car all-in (COE 100k, car price, road tax, insurance, parking, p…

Is a confinement nanny worth 4k for the first month?

We skipped it and were fine, but our situation was ideal: natural birth, my mum stayed over the whole month and cooked, husband to…

How to negotiate resale flat price now that COV is back?

Bought a resale last year, went through the COV drama. Few things that actually work: one, get your own valuation done first via H…

How does CPF LIFE actually work when you turn 65, and did picking the plan matter? Real payout experiences wanted.

The amount you get depends entirely on how much is in your Retirement Account, which ties to whether you hit the Basic, Full or En…

SIM-only vs telco contract with phone, which actually saves money?

MVNO SIM-only all the way. I pay a fraction of what I used to on a big telco postpaid for MORE data. Same network coverage because…

What actually happens if you dispute your security deposit with a landlord in Singapore, and can you win?

Worth knowing the Tribunal handles claims up to 20k, or 30k if both parties agree, and it's designed for people to represent thems…

Circles Life vs Simba vs Giga, which SIM only plan best value 2026 for heavy data?

Circles Life is the 'premium MVNO' choice, they run on M1's network so coverage is basically as good as a major telco, which matte…

Health 10

Persistent acid reflux and GERD, should I go polyclinic or straight to specialist Singapore?

Check if you can use MediSave for any specialist outpatient scope or treatment, and note that chronic conditions may fall under CH…

Is chasing DSA for secondary school worth stressing my P6 kid over?

Remember DSA is a commitment, not just an entry ticket. My friend's kid got in via a sport and then had to keep training intensely…

What's it really like going through NS BMT as someone who was super unfit before enlistment?

Field camp with the outfield rations and no shower for days is the part nobody warns you about properly. But weirdly that's the pa…

Failed my IPPT window, what actually happens now?

Focus on the 2.4km run, that's where most people lose the points. During RT they'll train you up. You can also attempt IPPT during…

Infant care centre or leave baby with grandparents? Torn about the decision

We used grandparents and the biggest issue wasn't the baby, it was managing the relationship. Different generation, different rule…

What's it like going back for reservist every year?

Done 7 reservist cycles now, so I've seen it evolve. Early on when you're single it's honestly not bad, sometimes even a mini reun…

What are the hard lessons of starting a side hustle while holding a full-time job here?

The tiredness is real but the sneakier trap is your day-job performance quietly slipping because your brain is always half on the …

Is a local uni degree still worth it these days?

Went the local uni route and I'm glad, but let me be balanced. The degree gave me credibility, a network, and cleared the HR filte…

What's it like switching careers into tech in your mid-30s in Singapore without a CS degree?

I'd say don't fully quit before you land something. I know a guy who resigned to study full-time, ran down his savings, then the m…

New parents, what government schemes and payouts should we actually be claiming?

Max out the CDA matching if you can, it's basically free money, dollar for dollar up to the cap depending on birth order. We treat…

Retrenched at 45, feeling stuck. What did you do?

The callback silence is brutal but often it's the CV, not you. I got a WSG coach to cut mine from 4 pages to 2 and lead with numbe…

How to prepare for BMT before enlisting? Quite scared honestly

Just run, seriously, if there's one thing you do in the months before, build your 2.4km base, because BMT becomes maybe 50 percent…

Pets 0

Which dog breeds are actually allowed in an HDB flat? Confused by the rules

Beyond the breed rules, think about barking and neighbours. HDB corridors are close quarters, a yappy small dog can trigger compla…