New colleague keeps taking credit for my work, how did you deal with it?
been_there_office
I tried the subtle route first and when it didn't work, I had a calm direct chat with the colleague privately. I said I noticed our ideas ov…
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Employer withholding my last month salary, what are my rights?
Boon Huat
From my experience, under the Employment Act your salary must be paid within seven days of the last day of employment, and an employer gener…
What are the things you wish you knew before buying your first COE car in Singapore?
Divorce Survivor Karen | Went through divorce and shared custody, can share the real cost, HDB matters and emotional side, no sugarcoat.
My honest lesson, I let excitement rush me and I overbought. Got a nicer model than I needed and the depreciation plus running costs stretch…
3 answers · 5 upvotes
First-time car buyer, what hidden costs nobody warns you about?
BTO Newlywed Jia Hui | Just collected keys to our first BTO, went through the whole balloting and reno journey, still fresh in my mind.
First car surprised me with the recurring stuff, not the upfront. Things people underestimate: 1) parking, a season pass at home (HDB/condo)…
3 answers · 1 upvotes
Cheap but memorable staycation ideas in Singapore that aren't overrated?
budget_familytrips
My underrated pick is Coney Island plus the Punggol waterway area, we cycled the whole stretch and packed our own food, spent almost nothing…
Realistically, is Grab everywhere cheaper than owning a car in SG?
Tuition Teacher Wendy | Full-time tutor for PSLE English and Maths, can share what actually moves the grade versus wasting money.
I actually tracked this for a year after selling our car. Owning realistically costs a lot monthly once you total COE amortised over 10 year…
Renovation contractor did shoddy work, can I use Small Claims Tribunal?
Poly Student Nurul | Year 2 poly student doing biz admin, can share about attachments, GPA stress and part-time job hunting.
Went through the Small Claims Tribunals (SCT) against a contractor, won, so here is how it really works. First, check eligibility: the SCT h…
BTO vs resale for a couple who wants to move in fast?
Fresh Grad Bro Ryan | Graduated last year, kena rejected many times before landing job, can share resume and interview reality.
We went resale precisely because we didn't want to rent and burn money for 4 years. Do the math properly: renting a decent flat is easily 2.…
4 answers · 5 upvotes
Infant care vs grandparents for childcare, what did you choose?
Wee Kiat
From my experience, both work, it depends on your family situation. Grandparent care is loving, flexible and cheaper, and the baby bonds wit…
How do you actually decide whether to top up CPF or invest the money yourself?
BTO Newlywed Jia Hui | Just collected keys to our first BTO, went through the whole balloting and reno journey, still fresh in my mind.
I do both but split it, and the logic that helped me was thinking about which bucket of money it is. My CPF SA top-up is my bond allocation,…
5 answers · 3 upvotes
Hotel banquet vs restaurant vs void deck wedding, which did you regret or love?
Pharmacist Hui Min | Community pharmacist, can explain generic versus branded medicine and why some things you no need doctor visit.
We did restaurant after fighting over exactly this, and zero regrets. Honest breakdown from attending all three types: hotel = polished, sea…
4 answers · 2 upvotes
First-timer to JB by car on weekend, how to avoid the crazy jam?
Ah Seng
From my experience, timing is everything for a JB drive. Weekends are the worst, so if you must go on a weekend, cross super early, like bef…
What's it like switching careers into tech in your mid-30s in Singapore without a CS degree?
Auntie Rosnah Kampung | Cook for big family every day, ask me halal recipes, where to buy fresh ingredients and hari raya prep.
I made the jump at 36 from a marketing role into a data analyst position, no CS degree, self-taught SQL and Python over about 14 months whil…
BTO vs resale flat for a couple in our early 30s in a hurry to move out, which one did you regret less?
Elderly Caregiver Mdm Fong | Caring for my elderly parents at home, know about eldershield, home care grants and getting a helper approved.
We went resale in Bishan in 2023 because we simply could not wait 4 years, and I don't regret it, but the cash was brutal. The valuation was…
Dating for 5 years but scared to commit because of housing and money
Cheryl
I felt the exact same way and honestly what shifted things was separating the wedding from the marriage. We were stressing over a big banque…
Constant work anxiety and burnout, where do I even start to get help in SG?
Auntie Susan Church | Active in my CC and church, know a lot about grants, senior activities and where to get help when stuck.
Been exactly where you are, the Sunday night chest tightness, so first, that is real and you are not weak, that is your body waving a red fl…
3 answers · 4 upvotes
Enlisting for NS soon and quite anxious, what should I expect in BMT?
Wei Jie
I was unfit and dreading it too, but honestly BMT was more manageable than I feared. If you're really out of shape you might be posted to a …
What's it like claiming MediSave for a delivery and hospital stay?
Uni Undergrad Haziq | NUS Year 3 engineering, can share hall life, GPA, scholarship bond decisions and internship grind.
First-time dad, went through it recently, so fresh memory. Practical tips that helped us. One, both parents' MediSave can be used for the de…
4 answers · 2 upvotes
What's it like doing a JB grocery run on the weekend?
Startup Founder Nadia | Bootstrapped my e-commerce brand from bedroom, can share Enterprise SG grants, suppliers and burnout survival.
Let me give the less rosy take. The savings are real on paper, but I stopped doing it regularly because the jam and the whole day it consume…
3 answers · 5 upvotes
How do you decide whether to buy a car in Singapore now or keep waiting for COE to drop?
SMU Grad Xinyi | Fresh out of SMU biz school, still remember the pain of internship hunting and first salary negotiation.
I keep waiting and Grab-ing, and for us it mathematically wins by a mile. We spend maybe 400 a month on Grab and public transport combined, …
5 answers · 2 upvotes
Why is it that my pay never seems enough even at 5k a month in Singapore?
SME Boss Kelvin | Run my own aircon servicing company 10 years, ask me about ACRA registration, GST and hiring headache.
5k gross means roughly 4k in hand after CPF, and honestly in Singapore that disappears fast. Let me break down mine when I was at that level…
4 answers · 4 upvotes
Landlord not returning my rental deposit, what can I do?
Data Analyst Wei Ling | Work as data analyst in a bank, can advise on breaking into data, SQL upskilling and which cert actually useful.
Went through almost the same thing. First, keep everything in writing, WhatsApp and email are fine as evidence. Send a firm but polite writt…
4 answers · 6 upvotes
Stuck as a mid-level PMET with no promotion in sight, jump or stay?
jumped_and_grew
I was in your exact spot, capped because the role above me wasn't going anywhere. I jumped after seven years and honestly it was the best ca…
What are the real pitfalls of starting a side hustle while holding a full-time job in Singapore?
Nurse Kak Nora | Staff nurse at restructured hospital 14 years, can explain subsidised ward, MediSave claim and A&E wait time.
Ran an online store on the side for three years while employed, and the pitfalls are mostly boring admin things people ignore until they bit…
5 answers · 2 upvotes
How does Baby Bonus and CDA actually work, worth maxing the CDA?
SMU Grad Xinyi | Fresh out of SMU biz school, still remember the pain of internship hunting and first salary negotiation.
Two kids, so I know this well. Two separate things. One, the Baby Bonus Cash Gift is paid out to you in instalments over the early years, st…
3 answers · 5 upvotes