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Career & Work

Is it too late to switch career at 34?

Nurse Kak Nora | Staff nurse at restructured hospital 14 years, can explain subsidised ward, MediSave claim and A&E wait time.

Did it at 36, from supply chain to BI analyst. What worked for me: I didn't quit first. I took the part-time SkillsFuture-funded data analyt…

4 answers · 17 upvotes
Career & Work

MNC vs local SME for career growth in your 30s?

CPF Guru Benjamin | Spent years reading every CPF policy update, I explain OA, SA, MA transfer and RA top-up in plain English.

I've done both. MNC gives you a brand name that opens doors forever, plus proper processes you can learn and carry anywhere. SME gives you r…

4 answers · 17 upvotes
Cars & COE

Is owning a car in SG even worth it now vs Grab/taxi?

Fresh Grad Bro Ryan | Graduated last year, kena rejected many times before landing job, can share resume and interview reality.

Ran the numbers properly before buying, so here's the framework. Total car cost = COE + OMV/price + road tax + insurance + parking (home + w…

4 answers · 9 upvotes
Money & CPF

Should I use CPF OA to pay my HDB loan or pay cash?

Uncle Chua Retiree | Retired civil servant, now enjoying my pension and CPF Life, happy to chat about aging well and staying active.

The "accrued interest" thing scares people unnecessarily, let me demystify it. When you use CPF OA to pay for your flat, you must return tha…

4 answers · 3 upvotes