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Salary & Bonus

Do I lose my AWS if I resign before December?

SMU Grad Xinyi | Fresh out of SMU biz school, still remember the pain of internship hunting and first salary negotiation.

It depends entirely on your contract, read the exact wording. Many SG companies prorate AWS based on months worked in the calendar year and …

4 answers · 4 upvotes
Cars & COE

Is owning a car in SG even worth it now vs Grab/taxi?

Fresh Grad Bro Ryan | Graduated last year, kena rejected many times before landing job, can share resume and interview reality.

Ran the numbers properly before buying, so here's the framework. Total car cost = COE + OMV/price + road tax + insurance + parking (home + w…

3 answers · 4 upvotes
Health

Can I use my Medisave to pay my dad's hospital bill?

Bank Teller Sis Amanda | Front line at a local bank, can explain home loan, refinancing and why your credit card interest so high.

Yes, you can use your Medisave for immediate family, spouse, parents, children, grandparents, siblings. I did exactly this when my mum was h…

4 answers · 3 upvotes
Pets

Vet bills in SG so expensive, is pet insurance worth it?

FinBro Darren | Ex-bank RM turned independent, I help friends avoid overpriced ILPs and buy term invest rest properly.

Been an owner 8 years, two dogs. My honest math: insurance is worth it IF you'd struggle to fork out a sudden 3-5k for surgery, and it's mos…

3 answers · 3 upvotes