How do you cope with anxiety around money when you grew up poor?
grew_up_rental_flat
I grew up in a one-room rental flat and I know this fear intimately. What helped me was first acknowledging that the anxiety came from a rea…
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Employer keeps paying salary late, what are my rights?
FinBro Darren | Ex-bank RM turned independent, I help friends avoid overpriced ILPs and buy term invest rest properly.
This is a salary issue and there are real protections. Under the Employment Act, salary must be paid within 7 days after the end of the sala…
What's it like being a stay-home dad in Singapore?
Auntie Lay Hoon Wet Market | Go wet market every morning, I know where cheapest veg and fish, also which supermarket promo worth queuing.
My take might differ, I found it liberating rather than isolating, but I'm quite thick-skinned about what others think. Yes, aunties gave me…
4 answers · 5 upvotes
O-level done, poly or JC? Feeling pressured to choose JC.
Grab Uncle Raju | Driving Grab full time 6 years already, can tell you which platform pays better and how to survive as PHV.
Went poly (design-related) after O levels despite parents pushing JC, now working in the field and happy. Here is the honest breakdown. JC i…
3 answers · 28 upvotes
Landlord not returning my rental deposit, what can I do?
Data Analyst Wei Ling | Work as data analyst in a bank, can advise on breaking into data, SQL upskilling and which cert actually useful.
Went through almost the same thing. First, keep everything in writing, WhatsApp and email are fine as evidence. Send a firm but polite writt…
4 answers · 6 upvotes
COE hit 100k again, is it worth buying a car in Singapore or just Grab everything?
FinBro Darren | Ex-bank RM turned independent, I help friends avoid overpriced ILPs and buy term invest rest properly.
I ran the numbers properly for my own family. A typical new Cat A car all-in (COE 100k, car price, road tax, insurance, parking, petrol, mai…
5 answers · 5 upvotes
Can I keep a dog in my HDB flat? Which breeds are allowed?
Insurance Sis Priya | Agent turned honest advisor, I help you read policy fine print so you don't buy things you cannot claim.
HDB only allows ONE dog per flat and it must be an approved breed/small type, plus you must license it with the authority (used to be AVA, n…
3 answers · 1 upvotes
Should I use CPF OA to pay my HDB loan or pay cash?
Uncle Chua Retiree | Retired civil servant, now enjoying my pension and CPF Life, happy to chat about aging well and staying active.
The "accrued interest" thing scares people unnecessarily, let me demystify it. When you use CPF OA to pay for your flat, you must return tha…
4 answers · 14 upvotes
Is a local uni degree still worth it these days?
Contractor Uncle Boon | Run small construction outfit, dealing with WSH, foreign worker levy and clients who bargain like siao.
I'll be the voice for nuance from the hiring side. We still filter many roles by degree for efficiency, so lacking one closes doors, that's …
4 answers · 1 upvotes
How do you make a relationship survive when both of you are grinding demanding jobs?
Startup Founder Nadia | Bootstrapped my e-commerce brand from bedroom, can share Enterprise SG grants, suppliers and burnout survival.
We survived the grind by being ruthless about protecting one non-negotiable slot a week, for us it was Sunday brunch and a walk, phones in t…
5 answers · 27 upvotes
What's it like doing a JB grocery run on the weekend?
Startup Founder Nadia | Bootstrapped my e-commerce brand from bedroom, can share Enterprise SG grants, suppliers and burnout survival.
Let me give the less rosy take. The savings are real on paper, but I stopped doing it regularly because the jam and the whole day it consume…
3 answers · 5 upvotes
Pre-diabetic at 35, how did you turn it around without going extreme?
healthierme_now
Same wake-up call at 34. What worked for me was small sustainable swaps, not extremes. I switched from kopi to kopi-o kosong or teh-o kosong…
Employer withholding my last month salary, what are my rights?
Boon Huat
From my experience, under the Employment Act your salary must be paid within seven days of the last day of employment, and an employer gener…
SIM-only vs telco contract with phone, which actually saves money?
Property Sis Cheryl | Agent who helps young couples decide BTO, resale or EC, I run the numbers with you no pressure to buy.
Did this exact math last year and switched to SIM-only, saving roughly $40/month. Here's how to work it out properly. The "free" phone on a …
3 answers · 4 upvotes
Switching careers into tech at 33, too late? Real Singapore experiences?
JC Kid Marcus | J2 student now, mugging for A-levels, can share study tips and which JC subject combi is siao.
Switched from a logistics admin role into data analytics at 34, so not dreaming, but let me be real about how. First, not too late, but you …
4 answers · 28 upvotes
Where can you still get a proper hawker meal under $5 in 2026?
Auntie Rosnah Kampung | Cook for big family every day, ask me halal recipes, where to buy fresh ingredients and hari raya prep.
Still very doable if you know where to look, just avoid the touristy and CBD centres. My go-tos: economy rice with one meat two veg still la…
3 answers · 1 upvotes
What's it like interviewing at a local bank in Singapore?
Hawker Ah Boy | Third generation running our chicken rice stall, ask me about rental, ingredient cost and why food price go up.
Went through the process and found it more rigorous and formal than my previous fintech interviews. Several rounds, a good amount of behavio…
4 answers · 2 upvotes
Can I use my Medisave to pay for my parents' hospital bills?
Auntie Susan Church | Active in my CC and church, know a lot about grants, senior activities and where to get help when stuck.
Yes you can, Medisave is usable for immediate family including parents, spouse, children and grandparents. Went through this when my mum was…
Grandparents overriding our parenting decisions, how did you handle it?
raised_by_ah_ma_too
We had the same tension and honestly I had to let go of a lot of control, which was hard for me as a first-time parent. My realisation was t…
When do I actually need to register for GST as a solo side-hustler in Singapore? Real experiences with the 1 million threshold.
Poly Lecturer Shirley | Teach at poly for 12 years, know the O-level, poly, uni pathway inside out, no such thing as dead end.
Relax, at 40k a year you are nowhere near needing GST registration, so your friend scared you for nothing. GST registration is only compulso…
5 answers · 4 upvotes
Boss won't waive my 2-month notice, new job can't wait. Options?
Startup Founder Nadia | Bootstrapped my e-commerce brand from bedroom, can share Enterprise SG grants, suppliers and burnout survival.
Yes you can buy out. Under the Employment Act, either party can terminate the contract by paying salary in lieu of notice for the unspent po…
3 answers · 2 upvotes
Is switching from a big telco to an MVNO like Circles or Giga actually worth it in SG? Any downsides?
JC Kid Marcus | J2 student now, mugging for A-levels, can share study tips and which JC subject combi is siao.
Switched from Singtel to Circles.Life two years ago and it was one of my easier money-saving wins, cut my bill from 55 to about 20 a month f…
Infant care vs grandparents for childcare, what did you choose?
Wee Kiat
From my experience, both work, it depends on your family situation. Grandparent care is loving, flexible and cheaper, and the baby bonds wit…
Is buying a second property still worth it after ABSD hikes?
CPF Guru Benjamin | Spent years reading every CPF policy update, I explain OA, SA, MA transfer and RA top-up in plain English.
ABSD 20% is a huge upfront drag and it completely changes the math from the old days. On a $1.5M condo that's $300k in ABSD alone, on top of…
Partner is a different race, family not fully on board. How to handle?
Ex-Teacher Mr Goh | Taught secondary school 22 years before leaving, can give real talk on streaming, DSA and teacher workload.
Married across race and religion, ten years now, so this is lived experience. It works, but the early family part takes patience, not confro…
4 answers · 5 upvotes