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Money & CPF

How much emergency fund is enough in Singapore?

Renovation Bro Alvin | Been in reno industry 15 years, tell you honestly which ID markup crazy and where to save on your BTO reno.

Sole breadwinner here too, so I hold more than the textbook 3 to 6 months, I keep 9 to 12 months of expenses because if I lose income the wh…

4 answers · 3 upvotes
Career & Work

Retrenched at 45, feeling stuck. What did you do?

Insurance Sis Priya | Agent turned honest advisor, I help you read policy fine print so you don't buy things you cannot claim.

Been there at 47. First, breathe. Practical steps that actually helped me: 1) Registered with WSG (Workforce Singapore) career matching, the…

4 answers · 5 upvotes
Education

Poly or JC after O levels? Really cannot decide

Ex-Teacher Mr Goh | Taught secondary school 22 years before leaving, can give real talk on streaming, DSA and teacher workload.

I did poly (engineering) then got into local uni, so it's very doable if your GPA is good. The framing 'JC is faster' is true but faster isn…

Pets

What's it like owning a dog in an HDB flat?

Career Switcher Priscilla | Switched from marketing to UX at 35 using SkillsFuture, can share how to pivot without going broke.

Let me give the cautionary but fair view. Owning a dog in an HDB is absolutely doable, many do it happily, but it's not for everyone and imp…

3 answers · 4 upvotes