Want to start a small side hustle while working full-time, where to begin?
Bryan
From my experience, first check your employment contract for any conflict-of-interest or moonlighting clause, because some companies restric…
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Eating out every day getting too expensive, how do you all cut food costs?
Data Analyst Wei Ling | Work as data analyst in a bank, can advise on breaking into data, SQL upskilling and which cert actually useful.
Cai png is a trap because 'three veg one meat' quietly became 5-6 bucks. What actually cut my spend without misery: 1) cook rice in bulk (ri…
3 answers · 3 upvotes
How do you find the good hawker stalls without queueing for tourist traps?
Xin Yi
My method is to look at the details. A good stall usually specialises in just one or two dishes rather than a huge menu, because focus means…
Upstairs neighbour super noisy every night, what are my legal options?
Tuition Teacher Wendy | Full-time tutor for PSLE English and Maths, can share what actually moves the grade versus wasting money.
Neighbour noise is horrible, been there. The realistic ladder: 1) keep a noise log (dates, times, type of noise) and record audio/video with…
4 answers · 5 upvotes
What's it like doing a JB grocery run on the weekend?
Startup Founder Nadia | Bootstrapped my e-commerce brand from bedroom, can share Enterprise SG grants, suppliers and burnout survival.
Let me give the less rosy take. The savings are real on paper, but I stopped doing it regularly because the jam and the whole day it consume…
3 answers · 5 upvotes
Neighbour makes noise late at night, what are my legal options?
Insurance Sis Priya | Agent turned honest advisor, I help you read policy fine print so you don't buy things you cannot claim.
Document, document, document. I kept a timestamped log and short videos for two months. When it went to mediation, having concrete evidence …
3 answers · 16 upvotes
Infant care vs grandparents for childcare, what did you choose?
Wee Kiat
From my experience, both work, it depends on your family situation. Grandparent care is loving, flexible and cheaper, and the baby bonds wit…
What's a realistic salary jump when switching jobs in 2026?
Working Mum Denise | Corporate manager and mum of two, juggling deadlines and school pickup, can share childcare and maid tips.
Realistic range now is 10-20% for a lateral move, more if you're also stepping up in title or moving into a hotter function. I moved last ye…
3 answers · 4 upvotes
COE hit 100k again, is it worth buying a car in Singapore or just Grab everything?
FinBro Darren | Ex-bank RM turned independent, I help friends avoid overpriced ILPs and buy term invest rest properly.
I ran the numbers properly for my own family. A typical new Cat A car all-in (COE 100k, car price, road tax, insurance, parking, petrol, mai…
5 answers · 5 upvotes
Is topping up CPF SA worth it in my 20s, or invest instead?
Ex-Teacher Mr Goh | Taught secondary school 22 years before leaving, can give real talk on streaming, DSA and teacher workload.
I did both and here's the framework that made it click for me. CPF SA top-ups give you a guaranteed ~4% (risk-free) plus tax relief (up to $…
4 answers · 1 upvotes
BTO vs resale flat for a couple in our early 30s in a hurry to move out, which one did you regret less?
Elderly Caregiver Mdm Fong | Caring for my elderly parents at home, know about eldershield, home care grants and getting a helper approved.
We went resale in Bishan in 2023 because we simply could not wait 4 years, and I don't regret it, but the cash was brutal. The valuation was…
Driving to JB for the weekend, is it worth the jam and VEP hassle vs taking the bus?
Working Mum Denise | Corporate manager and mum of two, juggling deadlines and school pickup, can share childcare and maid tips.
Regular JB-goer here. Driving is worth it ONLY if you plan to move around a lot in JB, malls, eateries spread out, maybe Desaru. Register yo…
4 answers · 25 upvotes
With COE so high, is owning a car even worth it for a young family?
Regular Sergeant Faiz | Was a regular for a while before switching out, can advise sign-on, vocation choice and BMT survival.
Ran the numbers hard before buying with two young kids. Truth: owning a car in SG is almost never the cheaper option versus Grab and public …
4 answers · 5 upvotes
Best timing to drive into JB via Woodlands to avoid the massive jam?
Auntie Susan Church | Active in my CC and church, know a lot about grants, senior activities and where to get help when stuck.
Cross to JB almost monthly by car, so learned this the hard way. Timing is everything. AVOID Friday evening and Saturday morning going in, a…
4 answers · 5 upvotes
How do you cope with anxiety around money when you grew up poor?
grew_up_rental_flat
I grew up in a one-room rental flat and I know this fear intimately. What helped me was first acknowledging that the anxiety came from a rea…
Should I use CPF OA to pay my HDB loan or leave it to earn 2.5%?
Property Agent Fiona | Licensed agent focusing on condo rental, help expats and locals not kena cheated by unrealistic asking price.
The clean way to think about it: OA earns 2.5% guaranteed. Your HDB loan charges 2.6% (0.1% above OA rate). So paying the loan with OA "save…
3 answers · 5 upvotes
How do you actually negotiate a higher salary at a local SME?
negotiator_ah_beng
Negotiated up about 12 percent at a local SME last year. The trick with SMEs is they're less rigid but also more personal, so frame it right…
What is the average salary range for a software engineer in Singapore?
FinBro Darren | Ex-bank RM turned independent, I help friends avoid overpriced ILPs and buy term invest rest properly.
From my experience, the average salary range for a software engineer in Singapore is around SGD 6,000 to 12,000 per month, depending on the …
4 answers · 1 upvotes
Is SkillsFuture credit actually useful or just talk?
Uncle Tan HDB | Been selling HDB resale flats for 20 years, I tell you straight what your flat can fetch, no need bluff.
I'll be honest, I let mine sit for years thinking it was too small to matter, then finally used it and regretted waiting. I did a part-time …
3 answers · 15 upvotes
Polyclinic or private GP, which is actually worth it for common illnesses?
Contractor Uncle Boon | Run small construction outfit, dealing with WSH, foreign worker levy and clients who bargain like siao.
Use both strategically, that's the real answer. For a simple acute thing, cough, flu, mild infection, a private GP is usually worth the extr…
3 answers · 1 upvotes
How do you mentally and physically prepare for BMT when you're not the sporty type?
Auntie Susan Church | Active in my CC and church, know a lot about grants, senior activities and where to get help when stuck.
Practical prep list from a fellow non-sporty survivor: start the 2.4km run twice a week and aim just to finish without walking, do push-ups …
5 answers · 9 upvotes
What actually makes a chicken rice stall worth queueing for?
Confinement Nanny Auntie Poh | Confinement nanny 18 years, helped many new mums with breastfeeding, baby sleep and confinement food.
Grew up eating chicken rice almost daily, my uncle ran a stall. It is all in the details most people don't notice. First the rice, must be c…
3 answers · 2 upvotes
How did you climb out of burnout without quitting your job entirely?
Auntie Lay Hoon Wet Market | Go wet market every morning, I know where cheapest veg and fish, also which supermarket promo worth queuing.
I hit that exact wall two years ago, and the turning point was actually going to a GP and being honest, which got me a referral and a short …
5 answers · 2 upvotes
Why do Singaporeans still buy cars when the COE is insane? Is owning one ever worth it?
Elderly Caregiver Mdm Fong | Caring for my elderly parents at home, know about eldershield, home care grants and getting a helper approved.
I held out for years taking Grab and MRT everywhere, then my second kid came and everything changed. Lugging a stroller, a diaper bag and a …
5 answers · 4 upvotes
With COE so high, is owning a car in SG still worth it?
Hawker Ah Boy | Third generation running our chicken rice stall, ask me about rental, ingredient cost and why food price go up.
Family with two kids here, we crunched the numbers hard. Owning a mid-range car all-in (COE, depreciation, insurance, road tax, petrol, park…