Bank Teller Sis Amanda Master

Front line at a local bank, can explain home loan, refinancing and why your credit card interest so high.

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Law & Rights

Employer keeps paying salary late, what are my rights?

Legally you have solid grounds, but real talk, also quietly line up your next job if the company is this shaky, because consistent late pay for three months often means genuine cash-flow trouble, and cash-flow trouble sometimes ends in the company folding or retrenching, leaving you chasing owed wages. Protect your rights AND your income at the same time, they're not mutually exclusive. File or raise it through the proper channel to protect what you're owed, but also refresh your CV. I've seen colleagues stay loyal to a struggling boss out of guilt and end up unpaid when it collapsed. Confirm the specifics of your protections and claim timelines with MOM.
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First-time car buyer, what hidden costs nobody warns you about?

Parking, this is the one that quietly bleeds you and that so many first-timers forget entirely. Beyond your home season parking, y…

CDC vouchers, how do I claim them and where can I actually use them?

Look for the CDC QR sticker displayed at the stall or shop, that's the reliable way to know they accept the vouchers, no sticker, …

Boss won't waive my 2-month notice, new job can't wait. Options?

If your boss is being spiteful, keep it strictly professional and paper-trailed, because a bitter boss might try to withhold your …