Auntie Lay Hoon Wet Market Knowledge Chief

Go wet market every morning, I know where cheapest veg and fish, also which supermarket promo worth queuing.

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National Service (NS) 1
Govt Schemes & CPF 1
Relationships 1
Health 1
Career & Work 1
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National Service (NS)

Reservist ICT clashing with an important work period, what are my rights?

Been in this exact bind. Key points from experience: 1) ICT is a legal obligation, your employer cannot penalise, threaten, or dismiss you for serving NS, that's protected under the law (Enlistment Act / NS protections), so your manager being 'unhappy' doesn't change your rights, 2) deferment is possible but only for genuine, strong reasons and it's approved by MINDEF/NS, not automatically granted, business inconvenience is usually a weak case, apply early through the official channel with supporting justification, 3) make-up pay, your employer pays your salary and claims from MINDEF (or you get the difference), you shouldn't be out of pocket. Practical move: apply for deferment ASAP if the case is genuinely strong, but plan as if it's happening. Hand over your project properly. Document any employer threats. Please verify the deferment criteria and your protections on the official NS portal / with your unit, don't rely on forum advice for something this important.
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All answers (9)

What government payouts am I actually eligible for? So many schemes, so confusing

For Baby Bonus specifically, note that you do actively enrol for it rather than it being fully automatic, easiest via the LifeSG a…

In-laws want to be too involved in our marriage, how to set boundaries?

The kids comment is the classic one lah. Every SG auntie asks. Best response my wife and I aligned on: a smiling, broken-record "w…

Health 6

Is an Integrated Shield Plan worth paying for on top of MediShield Life?

Watch the rider premiums as you age, that's the part that bites. Mine were cheap at 30, now in my 50s the rider alone is several t…

Retrenched at 45, feeling stuck. What did you do?

Consider adjacent industries. My skills as an ops manager in logistics transferred straight into a facilities role in a totally di…

COE so high now, should I wait for it to drop before buying?

Look into renewing your existing COE (the PQP route) instead of scrapping the car, this is the option people forget in the panic. …

How do you find affordable therapy/counselling in Singapore?

Check whether your workplace has an EAP, an Employee Assistance Programme, because mine quietly gave me a handful of free confiden…

Pets 2

Vet bills in SG so expensive, is pet insurance worth it?

Worth it for me, no regrets. My cat had a urinary blockage, the hospitalisation and procedure came to over 3k, and the insurance c…

When do I actually need to register for GST as a small business?

Watch the rolling 12-month turnover, not the calendar year, because that's the exact mistake that catches small business owners of…