Enlisting for NS soon and quite anxious, what should I expect in BMT?
Wei Jie
I was unfit and dreading it too, but honestly BMT was more manageable than I feared. If you're really out of shape you might be posted to a …
Explore
Show another setReal questions and answers popping up at random—scroll through whenever you have a minute. Tap a few more questions you're interested in, and this will gradually turn into "Recommended for you."
What are the underrated local spots Singaporeans actually go to when they need a break but can't fly off?
Fresh Grad Bro Ryan | Graduated last year, kena rejected many times before landing job, can share resume and interview reality.
My go-to reset is a day cycling the whole Coast-to-Coast trail or the Round Island Route stretches, then ending at a hidden coffeeshop for a…
5 answers · 9 upvotes
Contract says I must repay my sign-on bonus if I leave within 2 years. Enforceable?
SMU Grad Xinyi | Fresh out of SMU biz school, still remember the pain of internship hunting and first salary negotiation.
Yes, clawback clauses are generally enforceable in SG if clearly worded, this is a standard retention mechanism, not a trick. Read the exact…
4 answers · 1 upvotes
New parents, what government schemes and payouts should we actually be claiming?
Bank Teller Sis Amanda | Front line at a local bank, can explain home loan, refinancing and why your credit card interest so high.
New-ish parent, here's the practical checklist. Baby Bonus has two parts, the Cash Gift paid out in instalments, and the Child Development A…
3 answers · 5 upvotes
Poly or JC after O levels? Really cannot decide
Ex-Teacher Mr Goh | Taught secondary school 22 years before leaving, can give real talk on streaming, DSA and teacher workload.
I did poly (engineering) then got into local uni, so it's very doable if your GPA is good. The framing 'JC is faster' is true but faster isn…
Landlord not returning my rental deposit, what can I do?
Data Analyst Wei Ling | Work as data analyst in a bank, can advise on breaking into data, SQL upskilling and which cert actually useful.
Went through almost the same thing. First, keep everything in writing, WhatsApp and email are fine as evidence. Send a firm but polite writt…
4 answers · 6 upvotes
With COE so high, is owning a car even worth it for a young family?
Regular Sergeant Faiz | Was a regular for a while before switching out, can advise sign-on, vocation choice and BMT survival.
Ran the numbers hard before buying with two young kids. Truth: owning a car in SG is almost never the cheaper option versus Grab and public …
4 answers · 5 upvotes
Thinking of opening a hawker stall, is it still worth it in 2026?
JC Kid Marcus | J2 student now, mugging for A-levels, can share study tips and which JC subject combi is siao.
Ran a noodle stall for three years, let me be brutally honest. The romance dies fast. You wake at 4am for prep, stand 12 hours in heat, and …
4 answers · 1 upvotes
Best way to actually use my SkillsFuture Credit without wasting it?
Ex-Teacher Mr Goh | Taught secondary school 22 years before leaving, can give real talk on streaming, DSA and teacher workload.
Mid-40s, used both my base credit and the mid-career top-up wisely, here is my take. The top-up (the bigger one for those 40 and above) is s…
4 answers · 2 upvotes
Colleague keeps taking credit for my work in meetings. How to handle?
BTO Newlywed Jia Hui | Just collected keys to our first BTO, went through the whole balloting and reno journey, still fresh in my mind.
Stop relying on the meeting to get credit and control the paper trail instead. Concrete moves that worked for me with a credit-stealer: 1) S…
3 answers · 2 upvotes
How do I ask for a raise after 2 years of no real increment?
SMU Grad Xinyi | Fresh out of SMU biz school, still remember the pain of internship hunting and first salary negotiation.
HR manager here, and asking is normal, not entitled, most people just do it badly. What works: come with a business case, not a grievance. D…
4 answers · 30 upvotes
Best value SIM-only plan in Singapore now, worth leaving the big telcos?
Confinement Nanny Auntie Poh | Confinement nanny 18 years, helped many new mums with breastfeeding, baby sleep and confinement food.
Switched to an MVNO SIM-only plan two years ago, never looked back, but let me give the honest nuance. The MVNOs (the budget brands) actuall…
3 answers · 21 upvotes
Is buying a second property still worth it after ABSD hikes?
CPF Guru Benjamin | Spent years reading every CPF policy update, I explain OA, SA, MA transfer and RA top-up in plain English.
ABSD 20% is a huge upfront drag and it completely changes the math from the old days. On a $1.5M condo that's $300k in ABSD alone, on top of…
Best value atas restaurant for anniversary dinner, budget around 150 for two?
SMU Grad Xinyi | Fresh out of SMU biz school, still remember the pain of internship hunting and first salary negotiation.
For ~150 for two and 'feels special', my move is lunch sets at higher-end places, same kitchen, half the dinner price. Many atas restaurants…
4 answers · 5 upvotes
Infant care centre or leave baby with grandparents? Torn about the decision
Preschool Teacher Ling | Preschool teacher and mum of one, can guide you on childcare subsidy, MOE kindergarten ballot and school readiness.
Went through this exact debate. We chose grandparents for the first year then infant care after, and honestly a hybrid worked best for us. W…
3 answers · 5 upvotes
My kid got PSLE score 192, which secondary school is realistic?
Data Analyst Wei Ling | Work as data analyst in a bank, can advise on breaking into data, SQL upskilling and which cert actually useful.
With 192 (AL) you are in a solid band lah, but branded schools like the top IP ones usually need low single digit totals. Honestly for that …
4 answers · 21 upvotes
Eating out every day getting too expensive, how do you all cut food costs?
Data Analyst Wei Ling | Work as data analyst in a bank, can advise on breaking into data, SQL upskilling and which cert actually useful.
Cai png is a trap because 'three veg one meat' quietly became 5-6 bucks. What actually cut my spend without misery: 1) cook rice in bulk (ri…
3 answers · 3 upvotes
How do you find the good hawker stalls without queueing for tourist traps?
Xin Yi
My method is to look at the details. A good stall usually specialises in just one or two dishes rather than a huge menu, because focus means…
Is a big hotel wedding banquet worth it or should we do something smaller?
CPF Guru Benjamin | Spent years reading every CPF policy update, I explain OA, SA, MA transfer and RA top-up in plain English.
Did the big banquet and honestly it mostly broke even after ang bao, so let me demystify the money first. For a hotel banquet in SG, guest a…
With COE so high, is owning a car in SG still worth it?
Hawker Ah Boy | Third generation running our chicken rice stall, ask me about rental, ingredient cost and why food price go up.
Family with two kids here, we crunched the numbers hard. Owning a mid-range car all-in (COE, depreciation, insurance, road tax, petrol, park…
What's it like interviewing at a local bank in Singapore?
Hawker Ah Boy | Third generation running our chicken rice stall, ask me about rental, ingredient cost and why food price go up.
Went through the process and found it more rigorous and formal than my previous fintech interviews. Several rounds, a good amount of behavio…
4 answers · 2 upvotes
How does the bonus system work in Singapore?
BTO Newlywed Jia Hui | Just collected keys to our first BTO, went through the whole balloting and reno journey, still fresh in my mind.
In my experience, the bonus system in Singapore typically works on a performance-based system, where employees are awarded a bonus based on …
4 answers · 3 upvotes
Retrenched at 45, feeling stuck. What did you do?
Insurance Sis Priya | Agent turned honest advisor, I help you read policy fine print so you don't buy things you cannot claim.
Been there at 47. First, breathe. Practical steps that actually helped me: 1) Registered with WSG (Workforce Singapore) career matching, the…
4 answers · 5 upvotes
What's it like claiming MediSave for a delivery and hospital stay?
Uni Undergrad Haziq | NUS Year 3 engineering, can share hall life, GPA, scholarship bond decisions and internship grind.
First-time dad, went through it recently, so fresh memory. Practical tips that helped us. One, both parents' MediSave can be used for the de…
4 answers · 2 upvotes
O-level done, poly or JC? Feeling pressured to choose JC.
Grab Uncle Raju | Driving Grab full time 6 years already, can tell you which platform pays better and how to survive as PHV.
Went poly (design-related) after O levels despite parents pushing JC, now working in the field and happy. Here is the honest breakdown. JC i…
3 answers · 28 upvotes