In-laws want to live with us after we get our flat, how to set boundaries?
Guo Wei
We went through this and what saved us was honesty early rather than letting assumptions build. My wife spoke to her parents directly and lo…
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Toxic boss but good pay and role, do I stay or leave?
Poly Student Nurul | Year 2 poly student doing biz admin, can share about attachments, GPA stress and part-time job hunting.
Stayed too long under a toxic boss once, and it cost me more than the good pay was worth, so hear me out. First, separate the fixable from t…
3 answers · 2 upvotes
我有多少錢可以放進 CPF?
Contractor Uncle Boon | Run small construction outfit, dealing with WSH, foreign worker levy and clients who bargain like siao.
根據CPF 的規則，20% 的基數為每月 SGD 6,000 x 0.2 = SGD 1,200。然而，CPF 的最大投資金額是每月 SGD 660。所以，你每月可以投資的最多 CPF 金額是 SGD 660。最佳答案！
4 answers · 3 upvotes
What's it like being a stay-home dad in Singapore?
Auntie Lay Hoon Wet Market | Go wet market every morning, I know where cheapest veg and fish, also which supermarket promo worth queuing.
My take might differ, I found it liberating rather than isolating, but I'm quite thick-skinned about what others think. Yes, aunties gave me…
4 answers · 5 upvotes
How much ang bao to give for a wedding in 2026? Dont want to underpay
Working Mum Denise | Corporate manager and mum of two, juggling deadlines and school pickup, can share childcare and maid tips.
The unspoken rule: your ang bao should roughly cover your seat's cost (so the couple doesn't 'lose money' on you), scaled by venue and your …
3 answers · 3 upvotes
How many months of emergency fund is enough in Singapore?
Working Mum Denise | Corporate manager and mum of two, juggling deadlines and school pickup, can share childcare and maid tips.
After getting retrenched and taking 5 months to find work, I now keep 9-12 months, not the textbook 3-6. Here's my reasoning and setup. In S…
3 answers · 3 upvotes
Cheap but memorable staycation ideas in Singapore that aren't overrated?
budget_familytrips
My underrated pick is Coney Island plus the Punggol waterway area, we cycled the whole stretch and packed our own food, spent almost nothing…
My manager keeps presenting my work as his own to senior management. What do I do?
Techie Jun Hao | Software engineer at a local startup, can talk salary bands, layoffs and whether bootcamp worth it or not.
Been there, and open war loses every time. What worked: I stopped waiting for my boss to credit me and built my own quiet visibility. I star…
3 answers · 15 upvotes
What's it like working in the civil service in Singapore?
Divorce Survivor Karen | Went through divorce and shared custody, can share the real cost, HDB matters and emotional side, no sugarcoat.
Been in a stat board for 6 years. Honestly it's a lot more varied than people think, but it depends heavily on which agency and which divisi…
4 answers · 4 upvotes
How does the bonus system work in Singapore?
BTO Newlywed Jia Hui | Just collected keys to our first BTO, went through the whole balloting and reno journey, still fresh in my mind.
In my experience, the bonus system in Singapore typically works on a performance-based system, where employees are awarded a bonus based on …
4 answers · 3 upvotes
What's it like using MediShield Life for a big hospital bill?
Auntie Rich CPF | Retired at 58 on CPF Life plus dividends, happy to share how I stretched my Special Account, ask me anything lah.
Dealt with this for my spouse's major hospitalisation. Practical reality, the system is well integrated, the hospital computes subsidy plus …
3 answers · 1 upvotes
Landlord not returning my rental deposit, what can I do?
Data Analyst Wei Ling | Work as data analyst in a bank, can advise on breaking into data, SQL upskilling and which cert actually useful.
Went through almost the same thing. First, keep everything in writing, WhatsApp and email are fine as evidence. Send a firm but polite writt…
4 answers · 6 upvotes
Neighbour's renovation and noise driving us mad, what are our actual options?
peaceful_neighbour
Went through this with an inconsiderate upstairs unit. First, for renovation noise, HDB has permitted renovation hours and noisy work is res…
What's the actual difference between AWS and 13th month?
Ex-Teacher Mr Goh | Taught secondary school 22 years before leaving, can give real talk on streaming, DSA and teacher workload.
In practice AWS (Annual Wage Supplement) and 13th month are the same thing, one extra month of basic salary paid usually in Dec. The naming …
4 answers · 1 upvotes
Persistent acid reflux and GERD, should I go polyclinic or straight to specialist Singapore?
Divorce Survivor Karen | Went through divorce and shared custody, can share the real cost, HDB matters and emotional side, no sugarcoat.
Start at the polyclinic or your GP first, don't jump straight to a private specialist and burn hundreds of dollars unnecessarily. A polyclin…
5 answers · 13 upvotes
What is a realistic wedding budget for an average couple in SG?
Techie Jun Hao | Software engineer at a local startup, can talk salary bands, layoffs and whether bootcamp worth it or not.
Did ours recently, so real numbers-ish. The big buckets: banquet (usually the biggest, hotel vs restaurant vs void deck changes everything),…
3 answers · 12 upvotes
Can I use my Medisave to pay for my parents' hospital bills?
Auntie Susan Church | Active in my CC and church, know a lot about grants, senior activities and where to get help when stuck.
Yes you can, Medisave is usable for immediate family including parents, spouse, children and grandparents. Went through this when my mum was…
With COE so high, is owning a car even worth it for a young family?
Regular Sergeant Faiz | Was a regular for a while before switching out, can advise sign-on, vocation choice and BMT survival.
Ran the numbers hard before buying with two young kids. Truth: owning a car in SG is almost never the cheaper option versus Grab and public …
4 answers · 5 upvotes
BTO vs resale for our first home, we can't decide?
Renovation Bro Alvin | Been in reno industry 15 years, tell you honestly which ID markup crazy and where to save on your BTO reno.
We were in your exact spot and chose resale specifically because living with in-laws was straining our marriage, and no flat is worth your r…
4 answers · 1 upvotes
What's it really like going through NS BMT as someone who was super unfit before enlistment?
Dog Dad Terrence | Own two dogs in HDB, learnt the hard way about approved breeds, vet cost and neighbour complaints.
I enlisted at 78kg overweight, went into the Physical Training Phase (PTP) first for the extra two months before BMT proper. Honestly that P…
5 answers · 4 upvotes
COE prices crazy high, should I just keep my old car or bite the bullet?
grab_or_own
Controversial take, but I gave up my car entirely and switched to a mix of Grab, public transport and occasional car rental for family outin…
Best way to actually use my SkillsFuture Credit without wasting it?
Ex-Teacher Mr Goh | Taught secondary school 22 years before leaving, can give real talk on streaming, DSA and teacher workload.
Mid-40s, used both my base credit and the mid-career top-up wisely, here is my take. The top-up (the bigger one for those 40 and above) is s…
4 answers · 2 upvotes
Is switching from a big telco to an MVNO like Circles or Giga actually worth it in SG? Any downsides?
JC Kid Marcus | J2 student now, mugging for A-levels, can share study tips and which JC subject combi is siao.
Switched from Singtel to Circles.Life two years ago and it was one of my easier money-saving wins, cut my bill from 55 to about 20 a month f…
Adopting a cat in an HDB flat, is it allowed now and what to prepare?
Grab Uncle Raju | Driving Grab full time 6 years already, can tell you which platform pays better and how to survive as PHV.
Cat owner in an HDB flat, and yes the landscape changed, so here is the practical picture. HDB moved towards allowing cats under a proper ca…
3 answers · 4 upvotes
Wedding banquet cost is scary, how to keep it reasonable but still nice?
Natasha
We kept ours sane by separating what we wanted from what tradition demanded, then compromising. My parents wanted the big dinner for relativ…