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Health

Polyclinic vs private GP, when is each actually better?

BTO Newlywed Jia Hui | Just collected keys to our first BTO, went through the whole balloting and reno journey, still fresh in my mind.

After years of trial and error, here's my decision rule. Go to a PRIVATE GP when: it's a simple acute thing (flu, cough, minor infection, MC…

4 answers · 5 upvotes
HDB, Condo & Rent

What's it like servicing a 25-year HDB loan?

Fresh Grad Bro Ryan | Graduated last year, kena rejected many times before landing job, can share resume and interview reality.

Ten years into a 25-year HDB loan here. Honestly, day to day you don't feel it because our CPF OA covers most of the monthly installment, so…

4 answers · 16 upvotes
Salary & Bonus

Do I lose my AWS if I resign before December?

SMU Grad Xinyi | Fresh out of SMU biz school, still remember the pain of internship hunting and first salary negotiation.

It depends entirely on your contract, read the exact wording. Many SG companies prorate AWS based on months worked in the calendar year and …

4 answers · 4 upvotes
Job Interview

如何做一個好印象在面試?

Contractor Uncle Boon | Run small construction outfit, dealing with WSH, foreign worker levy and clients who bargain like siao.

在面試前,你應該做好功課,查詢公司的背景、公司文化和產品線,了解自己想要的工作職責。然後在面試時,積極地與面試者交談,主動地回答問題,展現你的自信和積極性!

4 answers · 1 upvotes
Education

Poly or JC after O levels? Really cannot decide

Ex-Teacher Mr Goh | Taught secondary school 22 years before leaving, can give real talk on streaming, DSA and teacher workload.

I did poly (engineering) then got into local uni, so it's very doable if your GPA is good. The framing 'JC is faster' is true but faster isn…

Wedding

Is a 30k wedding realistic in SG or are we dreaming?

SAF Officer Regina | Served as officer and now in corporate, can advise how to leverage NS leadership on your civilian resume.

Did ours for roughly this range and yes it's doable, but 250 guests at a hotel banquet is the exact combo that blows budgets. Here's the rea…

4 answers · 2 upvotes
Career & Work

MNC vs local SME for career growth in your 30s?

CPF Guru Benjamin | Spent years reading every CPF policy update, I explain OA, SA, MA transfer and RA top-up in plain English.

I've done both. MNC gives you a brand name that opens doors forever, plus proper processes you can learn and carry anywhere. SME gives you r…

3 answers · 1 upvotes
Money & CPF

Should I use CPF OA to pay my HDB loan or pay cash?

Uncle Chua Retiree | Retired civil servant, now enjoying my pension and CPF Life, happy to chat about aging well and staying active.

The "accrued interest" thing scares people unnecessarily, let me demystify it. When you use CPF OA to pay for your flat, you must return tha…

4 answers · 14 upvotes