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Cars & COE

Is owning a car in SG even worth it now vs Grab/taxi?

Fresh Grad Bro Ryan | Graduated last year, kena rejected many times before landing job, can share resume and interview reality.

Ran the numbers properly before buying, so here's the framework. Total car cost = COE + OMV/price + road tax + insurance + parking (home + w…

3 answers · 4 upvotes
Pets

Can I keep a dog in my HDB flat? Which breeds are allowed?

Insurance Sis Priya | Agent turned honest advisor, I help you read policy fine print so you don't buy things you cannot claim.

HDB only allows ONE dog per flat and it must be an approved breed/small type, plus you must license it with the authority (used to be AVA, n…

3 answers · 1 upvotes
Education

Poly or JC after O levels? Really cannot decide

Ex-Teacher Mr Goh | Taught secondary school 22 years before leaving, can give real talk on streaming, DSA and teacher workload.

I did poly (engineering) then got into local uni, so it's very doable if your GPA is good. The framing 'JC is faster' is true but faster isn…

Money & CPF

How much emergency fund is enough in Singapore?

Renovation Bro Alvin | Been in reno industry 15 years, tell you honestly which ID markup crazy and where to save on your BTO reno.

Sole breadwinner here too, so I hold more than the textbook 3 to 6 months, I keep 9 to 12 months of expenses because if I lose income the wh…

4 answers · 3 upvotes