Neighbour's renovation and noise driving us mad, what are our actual options?
peaceful_neighbour
Went through this with an inconsiderate upstairs unit. First, for renovation noise, HDB has permitted renovation hours and noisy work is res…
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New parents, what government schemes and payouts should we actually be claiming?
Bank Teller Sis Amanda | Front line at a local bank, can explain home loan, refinancing and why your credit card interest so high.
New-ish parent, here's the practical checklist. Baby Bonus has two parts, the Cash Gift paid out in instalments, and the Child Development A…
3 answers · 5 upvotes
How to prepare for BMT before enlisting? Quite scared honestly
Poly Student Nurul | Year 2 poly student doing biz admin, can share about attachments, GPA stress and part-time job hunting.
ORD-ed a while back, BMT feels huge before but it's very survivable. Physical prep matters most, start NOW: 1) build running base, aim to jo…
3 answers · 3 upvotes
Friend showing signs of depression, how do I actually help without making it worse?
Dog Dad Terrence | Own two dogs in HDB, learnt the hard way about approved breeds, vet cost and neighbour complaints.
Helped a friend through this, and the biggest thing I learned: you don't need to fix it, you need to stay. What worked: 1) show up consisten…
3 answers · 3 upvotes
Enlisting for NS soon and quite anxious, what should I expect in BMT?
Wei Jie
I was unfit and dreading it too, but honestly BMT was more manageable than I feared. If you're really out of shape you might be posted to a …
Neighbour makes noise late at night, what are my legal options?
Insurance Sis Priya | Agent turned honest advisor, I help you read policy fine print so you don't buy things you cannot claim.
Document, document, document. I kept a timestamped log and short videos for two months. When it went to mediation, having concrete evidence …
3 answers · 16 upvotes
Landlord not returning my rental deposit, what can I do?
Data Analyst Wei Ling | Work as data analyst in a bank, can advise on breaking into data, SQL upskilling and which cert actually useful.
Went through almost the same thing. First, keep everything in writing, WhatsApp and email are fine as evidence. Send a firm but polite writt…
4 answers · 6 upvotes
Why do Singaporeans still buy cars when the COE is insane? Is owning one ever worth it?
Elderly Caregiver Mdm Fong | Caring for my elderly parents at home, know about eldershield, home care grants and getting a helper approved.
I held out for years taking Grab and MRT everywhere, then my second kid came and everything changed. Lugging a stroller, a diaper bag and a …
5 answers · 4 upvotes
BTO wait 4 years or just buy resale now? Getting married next year
CPF Guru Benjamin | Spent years reading every CPF policy update, I explain OA, SA, MA transfer and RA top-up in plain English.
We went BTO and I'd do it again, but only because we had a place to stay while waiting. We stayed with my in-laws for the build period, whic…
4 answers · 2 upvotes
Is a confinement nanny worth 4k for the first month?
Preschool Teacher Ling | Preschool teacher and mum of one, can guide you on childcare subsidy, MOE kindergarten ballot and school readiness.
Best money we spent, and I was the skeptic. After a C-section I physically could not do night feeds, cook, and recover at the same time. Our…
4 answers · 23 upvotes
My manager keeps taking credit for my work. How to handle?
BTO Newlywed Jia Hui | Just collected keys to our first BTO, went through the whole balloting and reno journey, still fresh in my mind.
Classic. Stop relying on the meeting to show your value, build a paper trail instead. Send project updates over email with senior people cc-…
Failed IPPT 3 times already, will I really get charged or sent for RT? NSman kancheong
Pharmacist Hui Min | Community pharmacist, can explain generic versus branded medicine and why some things you no need doctor visit.
Here's how it actually works based on my own experience as a 30-something NSman. Each work year you get an IPPT window. If you don't pass IP…
5 answers · 2 upvotes
How do you mentally and physically prepare for BMT when you're not the sporty type?
Auntie Susan Church | Active in my CC and church, know a lot about grants, senior activities and where to get help when stuck.
Practical prep list from a fellow non-sporty survivor: start the 2.4km run twice a week and aim just to finish without walking, do push-ups …
5 answers · 9 upvotes
Living with in-laws while waiting for BTO, tension building. How to cope?
CPF Guru Benjamin | Spent years reading every CPF policy update, I explain OA, SA, MA transfer and RA top-up in plain English.
Lived with in-laws for 3 years waiting for our flat, so I've been in the trenches. What kept the peace: first, your husband must be the one …
3 answers · 25 upvotes
Is it worth upgrading my phone every year or am I just burning money?
Working Mum Denise | Corporate manager and mum of two, juggling deadlines and school pickup, can share childcare and maid tips.
I used to upgrade yearly and it was pure marketing-driven money burning, the year-on-year jumps are tiny now, mostly a slightly better camer…
4 answers · 29 upvotes
What's it like being a stay-home dad in Singapore?
Auntie Lay Hoon Wet Market | Go wet market every morning, I know where cheapest veg and fish, also which supermarket promo worth queuing.
My take might differ, I found it liberating rather than isolating, but I'm quite thick-skinned about what others think. Yes, aunties gave me…
4 answers · 5 upvotes
Keep failing IPPT during reservist, will I really kena RT the whole time?
Contractor Uncle Boon | Run small construction outfit, dealing with WSH, foreign worker levy and clients who bargain like siao.
Cleared IPPT after years of failing, so I feel your pain. Real talk: the RT (RT/FCC) is honestly not as scary as the dread. It is a fixed nu…
4 answers · 3 upvotes
Renting a whole HDB unit vs room only for a young couple, worth the extra?
thrifty_tenant_sg
We went the room-only route the whole two years to maximise savings for our flat, and for us it was the right call, but it takes the right s…
Ghosted after a final round I thought went great. Normal?
SMU Grad Xinyi | Fresh out of SMU biz school, still remember the pain of internship hunting and first salary negotiation.
Recruiter here, and I'm sorry because ghosting is inexcusable but common. What usually happens behind the scenes: a hiring freeze lands, hea…
3 answers · 3 upvotes
Got no bonus this year but company says 'good performance', normal?
Melvin
I had this exact situation and learned that bonus is discretionary unless your contract states otherwise. Check your employment letter and a…
SIM-only plan + buy phone outright, or telco contract? Which saves more?
Ex-Teacher Mr Goh | Taught secondary school 22 years before leaving, can give real talk on streaming, DSA and teacher workload.
Switched to SIM-only three years ago and never going back. Do the actual sum: a "free" phone on contract is baked into a higher monthly (eas…
3 answers · 4 upvotes
Is asking for a 20% pay jump when job-hopping too greedy in Singapore?
Tuition Teacher Wendy | Full-time tutor for PSLE English and Maths, can share what actually moves the grade versus wasting money.
20% is completely normal for a job hop in Singapore, in fact in hot fields like tech and finance people get 25 to 40% when they move. Compan…
3 answers · 3 upvotes
Boss won't waive my 2-month notice, new job can't wait. Options?
Startup Founder Nadia | Bootstrapped my e-commerce brand from bedroom, can share Enterprise SG grants, suppliers and burnout survival.
Yes you can buy out. Under the Employment Act, either party can terminate the contract by paying salary in lieu of notice for the unspent po…
3 answers · 2 upvotes
How do you actually make sense of all the government schemes for a young family, are they worth the effort to apply?
Property Sis Cheryl | Agent who helps young couples decide BTO, resale or EC, I run the numbers with you no pressure to buy.
Been through it with two kids, and the honest answer is most of these are genuinely worth it and less admin than you fear, because a lot is …
5 answers · 2 upvotes
Why is my MediSave so high but I still cannot use it freely?
Grab Uncle Raju | Driving Grab full time 6 years already, can tell you which platform pays better and how to survive as PHV.
MediSave is not a general wallet, it has specific approved uses and withdrawal limits, that is by design so it lasts till old age. In real l…