Uni Undergrad Haziq Knowledge Chief

NUS Year 3 engineering, can share hall life, GPA, scholarship bond decisions and internship grind.

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Govt Schemes & CPF 2
Gadgets & Telco 2
Mental Health 1
Wedding 1
HDB, Condo & Rent 1
Job Interview 1

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Govt Schemes & CPF

What's it like claiming MediSave for a delivery and hospital stay?

First-time dad, went through it recently, so fresh memory. Practical tips that helped us. One, both parents' MediSave can be used for the delivery if needed, not just one, useful if one account is low. Two, the hospital does the claim, you just sign, no forms to chase. Three, budget for the things MediSave doesn't fully cover, some consumables, the extras, and post-delivery items. Four, sign up for the government's Baby Bonus and the CDA co-matching early, that's separate from MediSave but real money for baby expenses, don't miss it. Our subsidised delivery left us paying a modest sum out of pocket. The whole thing felt well-supported honestly. Just go in knowing ward class is the single biggest factor in your final bill.
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Burnt out at work and cannot cope, what actually helped you recover?

I hit real burnout two years ago, the dread-every-morning kind. What genuinely helped, in order: 1) I saw a GP first, they can ass…

Wedding 21

Why is it that Singapore weddings cost so much?

Just got married, so fresh numbers. The banquet is the monster, hotel per-table costs are high and you're often expected to invite…

CDC vouchers, how do I claim them and where can I actually use them?

I just claim it on behalf of my mum using her Singpass every round, with her sitting next to me giving consent, then she goes off …

Circles Life vs Simba vs Giga, which SIM only plan best value 2026 for heavy data?

Don't forget to check the fine print on 'unlimited' or high-data plans for fair-use throttling and whether hotspot/tethering is fu…

Is switching from a big telco to an MVNO like Circles or Giga actually worth it in SG? Any downsides?

The catch is really about the extras you might be giving up. Big telco postpaid often bundles things like caller ID, easy device i…

BTO vs resale for our first home, we can't decide?

One angle people miss: BTO is essentially the government giving you instant equity because it's priced below market, so on paper B…

Interviewer asked expected salary and I anchored too high, did I kill my chances?

For next time, the pro move is to deflect the expected salary question until you have leverage. When asked, you can say something …