Partner wants to keep finances totally separate after marriage, is this normal?
clarinet_lady
We kept things mostly separate for the first few years and it worked fine because we both earned similar and had no kids. But the moment we …
Explore
Show another setReal questions and answers popping up at random—scroll through whenever you have a minute. Tap a few more questions you're interested in, and this will gradually turn into "Recommended for you."
What are the real pitfalls of starting a side hustle while holding a full-time job in Singapore?
Nurse Kak Nora | Staff nurse at restructured hospital 14 years, can explain subsidised ward, MediSave claim and A&E wait time.
Ran an online store on the side for three years while employed, and the pitfalls are mostly boring admin things people ignore until they bit…
5 answers · 2 upvotes
What are genuinely good cheap things to do on weekends in SG?
Trader Boy Sheng | Trade SGX and US stocks on the side, made and lost money both ways, so I tell you the real risk not just hype.
Born and raised here, my go-to cheap weekend list that's actually good, not just "go park" filler: 1) The green corridors and connectors, th…
4 answers · 1 upvotes
What's it like negotiating a counter-offer after you already resigned in SG? Is it worth staying?
Property Agent Fiona | Licensed agent focusing on condo rental, help expats and locals not kena cheated by unrealistic asking price.
I took the counter-offer in 2022, a jump from 6k to 7.1k plus a 10k retention bonus with a 12-month clawback. On paper it looked great lah, …
5 answers · 2 upvotes
How to tell a genuinely good hawker stall from a hyped/tourist trap?
SAF Officer Regina | Served as officer and now in corporate, can advise how to leverage NS leadership on your civilian resume.
After years of hawker hunting, my tells: 1) uncle/auntie queue over tourist queue, if the office crowd and neighbourhood aunties queue, it's…
4 answers · 1 upvotes
What's it like dealing with burnout in a Singapore corporate job?
Physio Coach Marcus | Physiotherapist and part-time run coach, can advise on IPPT prep, knee pain and not injuring yourself gym-ing.
Been there, corporate pressure cooker, dreading Mondays, running on empty. Here's what pulled me out. Step one was medical, I saw a GP becau…
How many months of emergency fund is enough in Singapore?
Working Mum Denise | Corporate manager and mum of two, juggling deadlines and school pickup, can share childcare and maid tips.
After getting retrenched and taking 5 months to find work, I now keep 9-12 months, not the textbook 3-6. Here's my reasoning and setup. In S…
3 answers · 3 upvotes
Reservist ICT clashing with an important work period, what are my rights?
Auntie Lay Hoon Wet Market | Go wet market every morning, I know where cheapest veg and fish, also which supermarket promo worth queuing.
Been in this exact bind. Key points from experience: 1) ICT is a legal obligation, your employer cannot penalise, threaten, or dismiss you f…
3 answers · 2 upvotes
Upstairs neighbour super noisy every night, what are my legal options?
Tuition Teacher Wendy | Full-time tutor for PSLE English and Maths, can share what actually moves the grade versus wasting money.
Neighbour noise is horrible, been there. The realistic ladder: 1) keep a noise log (dates, times, type of noise) and record audio/video with…
4 answers · 5 upvotes
What is a realistic wedding budget for an average couple in SG?
Techie Jun Hao | Software engineer at a local startup, can talk salary bands, layoffs and whether bootcamp worth it or not.
Did ours recently, so real numbers-ish. The big buckets: banquet (usually the biggest, hotel vs restaurant vs void deck changes everything),…
3 answers · 12 upvotes
What's it like claiming MediSave for a delivery and hospital stay?
Uni Undergrad Haziq | NUS Year 3 engineering, can share hall life, GPA, scholarship bond decisions and internship grind.
First-time dad, went through it recently, so fresh memory. Practical tips that helped us. One, both parents' MediSave can be used for the de…
4 answers · 2 upvotes
Best value SIM-only plan in SG right now? Tired of overpaying
Working Mum Denise | Corporate manager and mum of two, juggling deadlines and school pickup, can share childcare and maid tips.
Switched to an MVNO two years ago and never looked back. The digital-only telcos like the ones riding on the big networks give you 100GB-plu…
3 answers · 2 upvotes
Why is it that hawker food keeps getting more expensive lah?
Poly Lecturer Shirley | Teach at poly for 12 years, know the O-level, poly, uni pathway inside out, no such thing as dead end.
I'm a hawker, let me explain from the cost side. Everything I buy has gone up, chicken, rice, oil, vegetables, gas, packaging. When my ingre…
3 answers · 14 upvotes
Driving to JB for the weekend, is it worth the jam and VEP hassle vs taking the bus?
Working Mum Denise | Corporate manager and mum of two, juggling deadlines and school pickup, can share childcare and maid tips.
Regular JB-goer here. Driving is worth it ONLY if you plan to move around a lot in JB, malls, eateries spread out, maybe Desaru. Register yo…
4 answers · 25 upvotes
Should I use CPF OA to pay my HDB loan or leave it to earn 2.5%?
Property Agent Fiona | Licensed agent focusing on condo rental, help expats and locals not kena cheated by unrealistic asking price.
The clean way to think about it: OA earns 2.5% guaranteed. Your HDB loan charges 2.6% (0.1% above OA rate). So paying the loan with OA "save…
3 answers · 5 upvotes
With COE so high, is owning a car even worth it for a young family?
Regular Sergeant Faiz | Was a regular for a while before switching out, can advise sign-on, vocation choice and BMT survival.
Ran the numbers hard before buying with two young kids. Truth: owning a car in SG is almost never the cheaper option versus Grab and public …
4 answers · 5 upvotes
IPPT tips, how do you actually pass (and hit the incentive money)?
Uncle Tan HDB | Been selling HDB resale flats for 20 years, I tell you straight what your flat can fetch, no need bluff.
Been through many reservist IPPTs from a desk-job body, here's the efficient approach for the 3 stations (push-ups, sit-ups, 2.4km run). Giv…
4 answers · 5 upvotes
Fresh grad offer feels lowball, should I negotiate or just take it?
Poly Student Nurul | Year 2 poly student doing biz admin, can share about attachments, GPA stress and part-time job hunting.
HR-side experience here, so let me demystify it. For fresh grads, yes you can negotiate, and no, a reasonable ask will almost never make the…
Is it worth doing a mid-career switch into tech at 38?
AhSengLimTuas
I switched at 40 from supply chain into a BI analyst role via a CCP. Ya lah, the first year salary dropped maybe 15 percent and my ego also …
Is SkillsFuture Credit actually worth using for a career switch at 35?
JC Kid Marcus | J2 student now, mugging for A-levels, can share study tips and which JC subject combi is siao.
Switched from ops to data analytics at 34, so real talk. SkillsFuture Credit alone won't get you hired, a 40-hour cert is a signal not a pas…
4 answers · 14 upvotes
What's it really like going through NS BMT as someone who was super unfit before enlistment?
Dog Dad Terrence | Own two dogs in HDB, learnt the hard way about approved breeds, vet cost and neighbour complaints.
I enlisted at 78kg overweight, went into the Physical Training Phase (PTP) first for the extra two months before BMT proper. Honestly that P…
5 answers · 4 upvotes
Just ORD-ed, how many years of reservist do I actually have and what should I expect?
Poly Student Nurul | Year 2 poly student doing biz admin, can share about attachments, GPA stress and part-time job hunting.
Congrats on ORD. Straight answer: after your full-time NS you serve as an Operationally Ready NSman for a number of years, during which you …
4 answers · 5 upvotes
Side hustle ideas that actually make money in SG, not the usual scammy ones?
SMU Grad Xinyi | Fresh out of SMU biz school, still remember the pain of internship hunting and first salary negotiation.
Cut through the guru noise, here's what actually paid me and people I know, realistically. 1) Skills-based freelancing, if you can design, w…
3 answers · 22 upvotes
Counter-offer from current company after I resigned, should I stay?
Yan Ling
I turned down a counter-offer and I'm glad I did. The classic pattern is: they match your salary now because replacing you is expensive and …
Which telco plan is worth it in Singapore, SIM-only or contract with a phone?
Tiger Mum Serene | Two kids in primary school, survived PSLE once already, can share tuition and DSA strategy without the stress.
Depends on your cashflow and phone habits honestly. I do contracts because I like upgrading to the newest phone every couple of years and I'…