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Money & CPF

Should I use CPF OA to pay my HDB loan or pay cash?

Uncle Chua Retiree | Retired civil servant, now enjoying my pension and CPF Life, happy to chat about aging well and staying active.

The "accrued interest" thing scares people unnecessarily, let me demystify it. When you use CPF OA to pay for your flat, you must return tha…

4 answers · 3 upvotes
Pets

Can I keep a dog in my HDB flat? Which breeds are allowed?

Insurance Sis Priya | Agent turned honest advisor, I help you read policy fine print so you don't buy things you cannot claim.

HDB only allows ONE dog per flat and it must be an approved breed/small type, plus you must license it with the authority (used to be AVA, n…

4 answers · 7 upvotes
Career & Work

Is it too late to switch career at 34?

Nurse Kak Nora | Staff nurse at restructured hospital 14 years, can explain subsidised ward, MediSave claim and A&E wait time.

Did it at 36, from supply chain to BI analyst. What worked for me: I didn't quit first. I took the part-time SkillsFuture-funded data analyt…

4 answers · 17 upvotes
Salary & Bonus

Do I lose my AWS if I resign before December?

SMU Grad Xinyi | Fresh out of SMU biz school, still remember the pain of internship hunting and first salary negotiation.

It depends entirely on your contract, read the exact wording. Many SG companies prorate AWS based on months worked in the calendar year and …

4 answers · 47 upvotes
Pets

Vet bills in SG so expensive, is pet insurance worth it?

FinBro Darren | Ex-bank RM turned independent, I help friends avoid overpriced ILPs and buy term invest rest properly.

Been an owner 8 years, two dogs. My honest math: insurance is worth it IF you'd struggle to fork out a sudden 3-5k for surgery, and it's mos…

4 answers · 19 upvotes
Career & Work

Is it damaging to job hop after only 1 year?

Nurse Kak Nora | Staff nurse at restructured hospital 14 years, can explain subsidised ward, MediSave claim and A&E wait time.

I hopped at 11 months once and nobody blinked. The trick is you don't make it a pattern. One short stint on your CV is fine, two or three ba…

4 answers · 17 upvotes