Always tired and low energy, went doctor but tests normal
Nabil
I had the same and it turned out to be a mix of stress and low iron even though the general test looked okay. Please go back to your GP and …
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Which telco plan is worth it in Singapore, SIM-only or contract with a phone?
Tiger Mum Serene | Two kids in primary school, survived PSLE once already, can share tuition and DSA strategy without the stress.
Depends on your cashflow and phone habits honestly. I do contracts because I like upgrading to the newest phone every couple of years and I'…
Are cats finally allowed in HDB now? Confused about the new scheme
Startup Founder Nadia | Bootstrapped my e-commerce brand from bedroom, can share Enterprise SG grants, suppliers and burnout survival.
Yes, the framework changed, cats are now allowed in HDB flats under a licensing scheme with a cap on the number per flat (there's a transiti…
4 answers · 1 upvotes
What is the average salary range for a software engineer in Singapore?
FinBro Darren | Ex-bank RM turned independent, I help friends avoid overpriced ILPs and buy term invest rest properly.
From my experience, the average salary range for a software engineer in Singapore is around SGD 6,000 to 12,000 per month, depending on the …
4 answers · 1 upvotes
Ghosted after a final round I thought went great. Normal?
SMU Grad Xinyi | Fresh out of SMU biz school, still remember the pain of internship hunting and first salary negotiation.
Recruiter here, and I'm sorry because ghosting is inexcusable but common. What usually happens behind the scenes: a hiring freeze lands, hea…
3 answers · 3 upvotes
Is owning a car in SG even worth it now vs Grab/taxi?
Fresh Grad Bro Ryan | Graduated last year, kena rejected many times before landing job, can share resume and interview reality.
Ran the numbers properly before buying, so here's the framework. Total car cost = COE + OMV/price + road tax + insurance + parking (home + w…
3 answers · 4 upvotes
Upstairs neighbour making noise late at night for months. What are my actual options?
Bank Teller Sis Amanda | Front line at a local bank, can explain home loan, refinancing and why your credit card interest so high.
Went through this for nearly a year. The escalation ladder that actually works: first, keep a written log with dates, times and descriptions…
3 answers · 10 upvotes
Dating for 5 years but scared to commit because of housing and money
Cheryl
I felt the exact same way and honestly what shifted things was separating the wedding from the marriage. We were stressing over a big banque…
Best value atas restaurant for anniversary dinner, budget around 150 for two?
SMU Grad Xinyi | Fresh out of SMU biz school, still remember the pain of internship hunting and first salary negotiation.
For ~150 for two and 'feels special', my move is lunch sets at higher-end places, same kitchen, half the dinner price. Many atas restaurants…
4 answers · 5 upvotes
Is buying a resale HDB over a BTO worth it for a couple who cannot wait 4-5 years?
CPF Guru Benjamin | Spent years reading every CPF policy update, I explain OA, SA, MA transfer and RA top-up in plain English.
We went resale in Bishan two years back, paid about 680k for a 4-room and yes it hurt compared to a BTO. But we moved in within 3 months, no…
5 answers · 4 upvotes
Neighbour's renovation and noise driving us mad, what are our actual options?
peaceful_neighbour
Went through this with an inconsiderate upstairs unit. First, for renovation noise, HDB has permitted renovation hours and noisy work is res…
Grandparents overriding our parenting decisions, how did you handle it?
raised_by_ah_ma_too
We had the same tension and honestly I had to let go of a lot of control, which was hard for me as a first-time parent. My realisation was t…
Final round interview asks 'expected salary', how not to lowball myself?
Priya
I used to blurt out my current salary and it capped every offer. Now I frame it around total package. I say something like: 'My current tota…
Is all the PSLE stress and tuition arms race actually worth it looking back?
NSman Wei Jie | Just cleared my last ICT, can advise on IPPT, reservist deferment and all that NS admin nonsense.
My daughter is now in JC and I'll tell you what I wish I knew at your stage, the PSLE score mattered far less than we panicked about, but th…
5 answers · 2 upvotes
Confused about CPF top-ups, is topping up my SA actually worth it?
liquidity_first_sg
I deliberately went slow on CPF top-ups in my early 30s and I don't regret it, different philosophy. My reasoning was that in my 30s I value…
SIM-only plan + buy phone outright, or telco contract? Which saves more?
Ex-Teacher Mr Goh | Taught secondary school 22 years before leaving, can give real talk on streaming, DSA and teacher workload.
Switched to SIM-only three years ago and never going back. Do the actual sum: a "free" phone on contract is baked into a higher monthly (eas…
3 answers · 4 upvotes
Feeling burnt out and empty even on weekends, is this normal?
Wen Jie
From my experience, what you're describing sounds a lot like burnout, and losing interest in things you used to enjoy is a real warning sign…
New colleague keeps taking credit for my work, how did you deal with it?
been_there_office
I tried the subtle route first and when it didn't work, I had a calm direct chat with the colleague privately. I said I noticed our ideas ov…
Driving to JB for the weekend, is it worth the jam and VEP hassle vs taking the bus?
Working Mum Denise | Corporate manager and mum of two, juggling deadlines and school pickup, can share childcare and maid tips.
Regular JB-goer here. Driving is worth it ONLY if you plan to move around a lot in JB, malls, eateries spread out, maybe Desaru. Register yo…
4 answers · 25 upvotes
What's it like switching careers into tech in your mid-30s in Singapore without a CS degree?
Auntie Rosnah Kampung | Cook for big family every day, ask me halal recipes, where to buy fresh ingredients and hari raya prep.
I made the jump at 36 from a marketing role into a data analyst position, no CS degree, self-taught SQL and Python over about 14 months whil…
Realistically, is Grab everywhere cheaper than owning a car in SG?
Tuition Teacher Wendy | Full-time tutor for PSLE English and Maths, can share what actually moves the grade versus wasting money.
I actually tracked this for a year after selling our car. Owning realistically costs a lot monthly once you total COE amortised over 10 year…
Is topping up SRS actually worth it just for the tax relief?
Property Agent Fiona | Licensed agent focusing on condo rental, help expats and locals not kena cheated by unrealistic asking price.
Been contributing to SRS for years, here's the honest calculus. SRS is worth it in proportion to your marginal tax rate. If you're in a high…
4 answers · 3 upvotes
Is a confinement nanny worth 4k for the first month?
Preschool Teacher Ling | Preschool teacher and mum of one, can guide you on childcare subsidy, MOE kindergarten ballot and school readiness.
Best money we spent, and I was the skeptic. After a C-section I physically could not do night feeds, cook, and recover at the same time. Our…
4 answers · 23 upvotes
How do you find affordable therapy/counselling in Singapore?
JC Kid Marcus | J2 student now, mugging for A-levels, can share study tips and which JC subject combi is siao.
You have more affordable options than the pricey private clinics. What I've used/researched: 1) polyclinic GP referral to a subsidised psych…
4 answers · 5 upvotes
My partner and I have totally different money habits. Marriage soon.
CPF Guru Benjamin | Spent years reading every CPF policy update, I explain OA, SA, MA transfer and RA top-up in plain English.
Married 6 years, my husband was the spender. What saved us was the "three pots" system. Joint account for shared stuff (rent, utilities, gro…
3 answers · 1 upvotes